Who This Is For
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Owners whose business makes money but whose bank account doesn't show it
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Owners who aren't sure how much to pay themselves and how to split compensation between salary and distributions
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Owners who get financial statements from a bookkeeper but don't know what to do with them
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Owners planning a big purchase, a new hire, or a price increase
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Owners who are overall feeling overwhelmed or confused about their business finances
Know Where Your Money Goes
Why is my business profitable but I have no cash?
Profit and cash aren't the same thing. Customer payments that come in late, inventory, debt payments, and owner draws can all drain cash from a profitable business. We review your cash flow to show you exactly where the money is going.
Financial statement review
We walk through your profit and loss statement and balance sheet so you understand what your numbers are telling you.
Is my bookkeeper doing a good job?
We review your bookkeeping for accuracy and consistency, so the numbers you make decisions with are numbers you can trust.
Pay Yourself the Right Way
How much should I pay myself from my business?
We help you set your pay based on your cash flow and goals, using a system like Profit First so you pay yourself on purpose instead of taking whatever is left.
How much cash should my business keep?
We help you build a cash cushion sized to your business to plan for your slower months.
Improve Profitability
Which of my services actually make money?
We measure profitability by service line, so you know where to focus and what to fix or drop.
Pricing and costs
We help you price your services for profit and find expenses that may need to be cut.
Plan for Growth
Can my business afford this purchase?
Before you buy equipment, add a vehicle, or hire, we will help crunch the numbers.
12-month goals
We set clear financial goals for the year ahead and track the key numbers that show whether you're on pace.
Frequently Asked Questions
Do I need clean books before working with you?
No. If your books need attention, that's often the first thing we identify and help you fix.
Is this the same as a fractional CFO?
It covers much of the same ground, including cash flow, profitability, and forecasting, but it's connected to your personal financial plan as well.
What is business financial planning?
Business financial planning uses your company's financial statements, cash flow, and goals to guide decisions like how much to pay yourself, how to price your services, and whether you can afford to grow. It's the planning side of your business finances, while bookkeeping and tax preparation record and report what already happened.