What To Expect
One-time planning
Step 1
Discovery Meeting
The Discovery meeting is a 20-30 minute call and an opportunity for us to get to know one another and explore what matters most to you financially.
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After the meeting we will determine if a planning relationship is a good fit and schedule our planning deep dive.
Step 3
Document & Data Gathering
We will provide a checklist to gather the financial documents needed to build your plan. This may include tax returns, account statements, benefit details, estate documents, and other documents necessary to complete your plan. We guide you through the process to keep everything organized and efficient.
Step 2
Planning Deep Dive
The Planning Deep Dive is a more in-depth conversation focused on understanding the details behind your financial life.
We review key information, discuss tradeoffs and priorities, and ensure we have a complete picture before moving into plan development.
Step 4:
Financial Plan Review
In this meeting, we review your completed financial plan together and walk through the recommendations in detail.
​The Financial Plan Review marks the completion of the one-time planning engagement. Ongoing Planning & Wealth Guidance is available for clients who wish to continue the planning relationship beyond this point.
Ongoing Planning & Wealth Guidance
Ongoing Planning and Wealth Guidance includes steps 1-4 above and provides support through the entire year
Key priorities and deliverables include:​
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Annual comprehensive CPA tax summary letter
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Prior year income & tax activity review
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Preliminary Roth conversion analysis
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RMD & Distribution planning
Winter Focus
January - March
Focus: Reviewing the prior year and setting a planning direction for the year ahead
Key priorities and deliverables include:​
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Annual comprehensive CPA tax summary letter
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Prior year income & tax activity review
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Preliminary Roth conversion analysis
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RMD & Distribution planning
Spring Focus
Key priorities and deliverables include:​​​​
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Bi-annual strategy & review meeting
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Updated financial plan & projections
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Portfolio & allocation review​
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Additional retirement & Roth conversion planning
April - June
Focus: Review progress and realign strategy for the current year
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Summer Focus
July - September
Focus: A quieter planning season centered on oversight, organization, and ongoing support
Key priorities and deliverables include:​​
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Monitoring tax projections
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Evaluating insurance coverage and estate coordination
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Tracking progress towards planning goals
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Addressing planning updates as they arise​
Fall Focus
October - December
Focus: Reflect on how the year has unfolded and identify planning opportunities before year end
Key priorities and deliverables include:
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​Bi-annual strategy & review meeting
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Year-end tax planning review
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Roth conversion & distribution analysis planning
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Investment, tax loss harvesting, and income planning ahead of year end​